When a person was applying for a loan/ credit cards their application gets rejected and Banks give them the reason that your credit score was less that is why your application has been rejected. But what is a Credit Score that no body understood so far.
But now one can check there cibil score easily and after checking it can apply for a loan or for a card. Before this customer never had any idea about his/her cibil score.
Three ways to get your CIBIL credit information report
1) Get it Online
• To know your Cibil Score you just need to send a DD of Rs.142. Fill the form that you can download through this link
http://www.cibil. com/pdf/Consumer _Disclosure_ Form.pdf
Send the scan copy of the form at myreport@cibil. com
• Along with that you also need to send an attachment that will contain your latest identity proof and address proof.
• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.
2) Get it via Post
• Fill the form that you can download through this link
http://www.cibil. com/pdf/Consumer _Disclosure_ Form.pdf.
With a DD of Rs.142 and send it at P.O.BOX 17 , Millennium Business Park , Navi Mumbai- 400710.
• You also need to send your self attested documents i.e. your identity proof and latest address proof.
• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.
Phone Number – 022-61404300
3) Through Fax
• Fill the form that you can download through this link
http://www.cibil. com/pdf/Consumer _Disclosure_ Form.pdf mail self attested hardcopies of your Identity Proof and latest Address Proof documents with a DD of Rs. 142.
• Fax number 022-40789007.
• Once CIBIL receives the documents and Fees, your request will be processed and a copy of your CIR will be dispatched to you.
The Demand Draft is to be made in name Credit Information Bureau ( India ) Limited payable at Mumbai.
Hello Sir,
ReplyDeleteI am facing a lot of problem regarding which i need some expert guidance.
I Ravinder Kumar Budhiraja and my DOB is 09-10-1981 . I have never take credit card from any bank but when apply a loan from bank bank told me that ur name is in CIBIL .and your a/m is 96270 is pending . But I know that I have never ever receive credit card from any bank .So kindly please let me know that how to know the name of the bank it is and to whome should i contact for ..? I have contacted the CIBIl by sending them lots of Email but I don’t think so that they people are in the mood for giving me any support, they just asking me the money and when I raised the issue at Consumer Court http://www.consumercourt.in/personal-loan/12006-defaulter-list-cibil.html they just told that I have a strong reason to drag the Bank to the Consumer Forum .If any one have any idea or faced such issue in past or facing such issue please contact me I need some help in Removing my name from defaulter list and form a group to fight against such agency who are forcefully taking our hard earned money.
Regards
Ravinder
My loan was rejected. Credit Sudhaar was my choice. Initially they were slow. But their counsellors were able to handle all my queries. I will give Credit Sudhaar a positive review.
ReplyDeleteI had no idea my credit was bad. The guys at Credit Sudhaar analysed my report. The process took some time but my credit was restored, enhanced and protected. I have no reason for complaints.
ReplyDelete